Cibil-The Indian Credit bureau has now come up with a process for customers to know there Get Your Cibil Score. Customers who have applied in last two years for loans have been faced with issues of there loans getting rejected for Cibil reference check done by banks .Customers never had the information on there current credit score or which banks have reported negative about them in… Continue

I am the captain of a personal finance team. I call it the IPFL Team (Indian Personal Finance Literacy Team). Each of my team members have a personality and I have a name for them too.

And the goal of this team is to change the way Indians manage their money.

Let’s take a look at the team. They are:
This Blog, aka Sehwag. The blog has been there for the last three years. And from being an e-scratch pad to improve my own knowledge, it now has an opinion of it’s own. It’s a plain, simple commons… Continue

Hi All

While surfing have come across a financial site which is very informative & has a unique feature of interactivity through its forums. Below are the details on the site:

A group of professional CA’s have come together to create an interactive platform – www.forum4finance.com (F4F), for all, accomplished & aspiring CA’s, to keep them updated on all the new laws, amendments & updates therein.

Some of the unique features that the team feels will help in adding value:
Interactiv… Continue

I often wonder why people avoid financial planning and one of the points is the fear of numbers in many of us.

Unfortunately much of financial planning is based on mathematics. But fortunately the mathematics is not really complicated. You probably learned the basic principles in School.

It is practically all based on the idea that principal multiplied by interest rate over time equals interest earned. Interest = Principal × Interest Rate × Time. Also, Readers know about my personal finance eq… Continue